Why Choose a Crypto Card in 2025?
Crypto cards offer a convenient way to spend your cryptocurrencies in everyday life. They combine the benefits of cryptocurrencies with the ease of traditional payment cards, often with additional perks like cashback.
In this comprehensive guide, we will compare the best crypto cards available in 2025, examining their features, pros, and cons to help you make the best choice.
See the card comparisonCrypto Card Comparison 2025
Centralized Cards
| Card | Price | Cashback | Fees | Link |
|---|---|---|---|---|
| Nexo | Free | Up to 2% cashback | No management fees | View offer |
| Bitpanda | €9.90 | 0% to 2.5% depending on VIP level | No management fees, 0.25% - 2.5% outside euro | View offer |
| Trade Republic | €0 | 1% invested in a savings plan | No management fees | View offer |
| Crypto.com | €0 - €4.99 | Varies based on CRO stake | €5/month if inactive, €50 for closure | View offer |
| Coinbase | €0 | No cashback | No management fees, 1.5% ATM | View offer |
| Wirex | Free | Up to 8% cashback | No management fees | View offer |
Non-custodial Cards
| Card | Price | Cashback | Fees | |
|---|---|---|---|---|
| Ledger | €0 | 1 or 2% depending on the chosen cryptocurrency | No management fees, €2.5 ATM | View offer |
| xPortal | €0 - €19.99/month | 0% to 5% depending on the tier | No management fees | View offer |
| DeBlock | Free | No cashback | No management fees | View offer |
| Gnosis Pay | €30.23 | No cashback | No management fees | View offer |
Advantages of Crypto Cards
Crypto cards allow you to spend your cryptocurrencies as easily as with a traditional bank card, without manually converting your assets.
Many crypto cards offer cashback rates higher than those of traditional bank cards, allowing you to earn cryptocurrencies with every purchase.
Crypto cards often offer more advantageous exchange and withdrawal fees than traditional bank cards, especially for international use.
With non-custodial cards, you retain full control over your funds, reducing the risks associated with centralized exchange platforms.
Frequently Asked Questions About Crypto Cards
Why Use a Crypto Card?
Crypto cards provide a convenient bridge between the world of cryptocurrencies and everyday payments. They allow crypto asset holders to easily spend their holdings without complex conversion processes.
Additionally, the cashback programs associated with these cards can be highly advantageous in the long term, allowing users to accumulate additional cryptocurrencies with every purchase.
However, it is important to note that using these cards may have tax implications. The conversion of crypto to fiat during purchases can be considered a taxable event in some jurisdictions. Therefore, it is crucial to be well-informed about the regulations in your country.
How to Choose the Best Crypto Card?
Choosing the best crypto card depends on your specific needs. Consider the following factors: cashback rate, associated fees, supported cryptocurrencies, and the card issuer's reputation.
If you prefer to retain full control over your funds, a non-custodial card like Ledger or DeBlock may be more suitable. On the other hand, if you’re looking for the best cashback rates, options like Crypto.com or Wirex may be more appealing.
Remember to consider spending and withdrawal limits, as well as service availability in your country of residence.
The Future of Crypto Cards
The crypto card market is constantly evolving, with new offerings and features appearing regularly. We can expect to see increasing integration with DeFi protocols and decentralized payment networks.
Improved interoperability between different blockchains should also facilitate the use of multiple cryptocurrencies with a single card. Additionally, the growing adoption of cryptocurrencies by traditional financial institutions could lead to the normalization of crypto cards.
Finally, the evolution of cryptocurrency regulations will play a crucial role in the future development of these cards, potentially simplifying their use and clarifying tax implications.
Ilane Lopez
Founder / CTO
